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The Power of Play: Rediscovering the Joy of Fun in Adulthood

Welcome to the Good Life with Kat & Nat. This week they discuss the importance of play and how it’s not just for kids. They explore the benefits of play according to the National Institute for Play, such as promoting optimism and a sense of belonging. Kat & Nat share their personal experience of rediscovering the joy of play in adulthood and encourage viewers to prioritize play and fun in their daily lives. They suggest various activities that can be considered play, such as board games, crafting, and dancing, and emphasize the importance of connecting with others through play.

So, sit back, relax, and join Kat & Nat in exploring the power of play and fun. Click here to watch the video. 

How Play Can Change Your Life for the Better

Were you one of those kids who went outside to play with your friends and the only rule was you had to be home before the streetlights came on? Or if you were underfoot in the house, your Mum would say go outside and play and you did. Happily. Nobody had to teach us how to play, we were ready for any adventure and willing to try new ways to enjoy playtime. That’s kids for you, right? 

According to the National Institute for Play in the United States, we can all benefit from play. The unfortunate part is that we’ve been conditioned to believe that play is for children. It’s time to set the record straight. The NIP states that “play is the gateway to vitality.” According to their studies, play makes us more optimistic, it promotes a sense of belonging and community, among other things. In her recent TED Talk on the power of fun, author Catherine Price says that fun is not frivolous or optional; fun is the secret to feeling alive at any age. 

A few years ago, Wellings’ VP of Marketing Natalie Tommy and I were touring some Wellings communities. I remember so clearly when we were visiting Goderich, Ontario. There was an outdoor play and exercise area on the lakeshore. We hopped on swings, a teeter totter, an elliptical and both giggled while we played on the equipment. We were experiencing the freedom children feel when they play. It was both energizing and inspiring; we felt so alive. That’s what it is to have fun and play. When we share the experience with friends, it increases our delight, we let go of perfectionism and simply enjoy the moment. 

Sure, adulting is hard. We have a lot of pressure with our to do lists, the demands of family, work life and the stress we can feel around the use of our electronic devices but somewhere in there, there must be time for play and fun. Play creates connection, encourages lightheartedness, often induces laughter, and makes us resilient. Play makes for good relationships and it benefits our health, especially our immune system.  

“Play is training for the unexpected.”
– Marc Bekoff 

Consider walking, jogging, gardening, and yard chores as play instead of work to get the ball rolling. Are there games you like to play? I’m a secret Scrabble lover and I’ve been known to lie well when playing Balderdash. LOL. Board games are good play, so why not invite a few friends to join you for an afternoon or evening session? Forget the competitive aspect of game playing and you’ll have more fun. Karaoke is hilarious but maybe that’s just when I try to sing. LOL. Participate in a dance class, take up a musical instrument or if crafting is your thing, invite some friends to join you in making crafts around the holidays or doing some baking together.   

Certain activities help with our brain function and memory like card games, chess, puzzles; any game that challenges the mind. There’s golf and one of the fastest growing sports for seniors: pickle ball. If you don’t like sports or don’t feel up to getting out on the course or the court, try sitting outside on a beautiful day and looking for animal shapes in the clouds. Our beautiful imagination has no limitations, and it loves to have fun. 

During the Pandemic some of us became socially isolated and now that we’re resuming more normal activities, we can focus on connecting with other people to keep ourselves socially fit. Get-togethers are good fun and too often, we wait for someone else to arrange them. Why not organize a coffee or tea party for no reason (or make one up) and invite a few friends to bring their favourite sweet treat to share? 

“We don’t stop playing because we grow old; we grow old because we stop playing.”
– George Bernard Shaw 

A good conversation can feel like play if you keep the topic light, which you can do by steering the discussion with questions about each other that prompt positive memories. Laughter is good medicine, especially in these strange times, so movie nights to watch a comedy with friends or going to a comedy club should help increase the feeling of having fun together. Too often we humans are eager to share our complaints but complaining does nothing to improve the situation. It’s just a signal that something needs to shift, and it may very well be your mindset. 

I encourage you as I encourage myself to make play and fun a priority every day. As often as possible, share your play time with others to increase the benefit. It’ll make for more joy in your day which will make you a better friend and a better partner. I don’t know who started the rumour that life is serious business, but I can tell you that the power of play and fun will light you up on the inside and help transform your life for the better. 

Enjoy this short video clip of Nat and Kat having a blast. Click here to watch the video. 

This Wellings blog by Kathie Donovan was exclusively written for Wellings Communities and appeared first on MyWellings.com.

The Swedish Art of Aging Exuberantly: Celebrating the Life of Margareta Magnusson with Maria Shriver

Celebrating her life in her 80’s, and taking a frank look at it infused with humour creates a secret sauce for her version of the good life.

I think we can all agree, embracing your age and living with a positive mindset adds so much to life. I am blessed to have a front row seat to this at Wellings.

Friends lifting each other up, and quick tour around the community on an electric bike, a song or two on the Karaoke machine and let’s not forget the baking! There’s always baking.

In what ways do you bring the sparkle to your day and those people who light you up? 

Click here to read the article.

Control The Inheritance You Leave To Your Heirs

This month, Marci Perreault, partner, KenMar Financial Services introduces us to a few reasons why establishing a trust could work for you. It’s enlightening and a quick snapshot into a few options available to you.

As always, it is important to discuss any questions you may have with your financial advisor.

Control The Inheritance You Leave To Your Heirs

If you were to imagine someone establishing a trust, you may picture an individual leaving their hilltop mansion and being driven by their chauffeur to stately law offices visited only by the rich and famous. In reality, a trust can be used by just about anyone to meet a variety of estate planning needs. One of the most common uses is controlling how an heir or heirs will receive their inheritance.

Trust basics

The person who establishes the trust is the settlor. The settlor appoints someone to manage the trust, called the trustee. This could be a friend, family member, professional or trust company. The beneficiary is the person who will ultimately receive income or capital according to the terms of the trust.

There are two basic types of trusts. An inter vivos trust, or living trust, takes effect during the settlor’s lifetime. A testamentary trust comes into effect upon the settlor’s passing. The following applications all use a testamentary trust.

Beneficiaries lacking financial expertise

It’s an uneasy feeling to leave a large lump sum of hard-earned money in a will to someone you suspect will spend it quickly and unwisely. A trust allows you to give explicit instructions to the trustee to control the inheritance, including the distribution amounts and frequency. A beneficiary may be trustworthy but require guidance in managing investments. By choosing a trustee with investment acumen, you can feel comfortable knowing the inheritance will be properly managed to meet income and growth needs.

Parent in a second marriage

If someone is in a second marriage and has children from their first marriage, estate planning can be a little different. Say the individual wants to provide for their current spouse but also wishes to leave an inheritance for the children from their first marriage. Several solutions are available, and one uses a spousal trust. The spouse would receive income from the trust, and possibly some capital, during their lifetime. When the spouse passes away, the trust assets would go to the children.

Caring for a child with special needs

Establishing a trust for a minor or adult child with special needs can help you be confident they’ll always be cared for in the best manner. A tax professional can advise you on how a trust can be set up without affecting government benefits.

A trust for minors

If you have beneficiaries who haven’t reached the age of majority, you can direct their inheritance to a trust. The trustee can manage the funds until each beneficiary reaches the age that you determine. At that point, a beneficiary can either receive a lump sum or periodic distributions according to the terms you establish.

Fulfill your personal preference

Trusts can be flexible. The terms and conditions you put in a trust are almost limitless and may primarily reflect your personal wishes. For example, a beneficiary may be financially reliable, but you might have their inheritance distributed periodically because you don’t want to chance a lump sum inheritance disrupting their work ethic. Or perhaps a settlor will make college or university graduation a condition of receiving their inheritance. A trust gives you the ability to help ensure the inheritance enhances a beneficiary’s life, rather than drastically changing it.

If you would like more information about trusts, contact us or talk with your lawyer or tax professional.

The Good Life: Getting Out of Your Comfort Zone; The Best is Yet to Come

Are you feeling stuck in your comfort zone?

In this video blog, Kat and Nat explore why it’s so hard to push out of our comfort zones and why it’s important to do so. They share their personal experiences and offer tips and tricks to help you take small steps toward growth and personal development. By embracing new experiences and challenging ourselves, we can expand our horizons, build confidence, and live life to the fullest.

So join us on this journey to break free from the confines of our comfort zones and unlock our true potential. Click here to watch the video. 

Get Out Of Your Comfort Zone; The Best Is Yet To Come

Human beings are creatures of comfort, aren’t we? We love it when our life circumstances feel comfortable, safe, and familiar. We’ve got a long list of reasons why we don’t want to give up what’s easy in exchange for what might be difficult even though science tells us that there’s great reward in that trade. 

The comfort zone is a mental state where we feel safe, where we’re not being questioned. It’s life under a cozy blanket; we like it because nobody is challenging us, we avoid feeling anxious and life feels certain. Because it’s not enjoyable to feel uncertain or anxious, our mind tells us to stay put but what it doesn’t tell us is what we might be missing out on. Personal growth and having new experiences all require us to get uncomfortable before we can realize the reward.

The comfort zone is the great enemy of courage and confidence.
-Brian Tracy

Why is it so hard for us to get out of our comfort zone and why should we bother? It’s so hard for us mostly because fear of the unknown can be enough to have us procrastinate. Uncertainty and procrastination are the stepbrothers of fear. Terms like I can’t, I’ve never done that, I’m not good at that or I’m not sure are all expressions of fear and uncertainty. It’s our mindset convincing us to avoid challenge or discomfort. The second part of the question is why should we bother pushing out of our comfort zone? Even though new encounters can feel unsafe, pursuing different experiences helps us learn about ourselves and about life. We expand our horizons and reinforce that we can do hard things. Ultimately, embracing new experiences whether they work out for us or not helps expand our comfort zone in the long run.

I’m an introvert who has developed skills that allow me to meet new people, speak in front of audiences in person and on television. It has been such a great education and I have certainly benefited from stepping outside of my comfort zone. I was once a person who feared her own shadow and by taking many courageous steps, I developed a confidence that still surprises me some days. In the process of learning more about myself, I’ve learned that most of us are afraid and while I have great empathy, I also know the joy that lives on the other side of fear, and I know that courage is the superpower to take us through.

Getting to know more about ourselves our likes, and dislikes, learning about different lifestyles, cultures, expanding our knowledge base in areas of interest or new topics all provide fuel for conversation, open new opportunities for connection and friendship, help develop our character and teach us how to manage fear.

Fear feeds all the negative qualities that make you feel bad about yourself: doubt, self-hatred, and despair. Faith feeds all the positive qualities that make you feel good about yourself: self-confidence, self-love, and hope. When you choose faith over fear, you create a positive destiny for yourself.”
Darrin Donnelly

To switch out of our comfort zone we first must be willing to shift something. Notice I don’t use the word change here. No surprise that my brain doesn’t like change because just like you, I’m wired for safety. But if I say that I want to shift something, I can usually sneak under the radar and start implementing small alterations in my behaviour. Yes, micro shifts are where it’s at for me and I encourage you to resist getting overwhelmed by something new to you and take any small action. This way you’re demonstrating to yourself that growth is possible. This is a great place to start. 

Get out of your comfort zone and bring comfort to others.
-Ravi Shankar

Do you have a list of things you’ve always wanted to do? If not, why not invest some time in creating that list because this activity signals to your brain that you’re interested in checking out some new experiences. Then select one thing on that list and research it by speaking with other people about it or exploring online. If you can, take one small step toward experiencing whatever that activity is even if it’s watching videos online about it. Our brain really doesn’t know the difference between a physical experience, a video experience, or an imagined experience. Enjoy playing around without pressuring yourself to do anything.

The road to success is always under construction.
-Lily Tomlin

Change your routine to get out of your comfort zone. Take an alternate route, order something new at your favourite eatery, try a different exercise. If you’re used to being alone, contact someone and ask them to meet for coffee. If you’re not used to writing notes, do that. If you’re not used to giving compliments, try it. If you’re not used to asking other people how they’re doing, do that. If you’ve never volunteered, why not give it a go? You have so much gold to offer this world and tending to your own personal growth creates a ripple effect. Your courage not only demonstrates what you’re capable of, which increases confidence; it also gives other people permission to stretch what’s possible for them. Let’s vow together to live without regret, to challenge any negative or limiting beliefs and to get out of our comfort zone so that we can live life fully, knowing that the best is yet to come.

This Wellings blog by Kathie Donovan was exclusively written for Wellings Communities and appeared first on MyWellings.com.

Sustainable Happiness: Nourishing the Natural Chemicals in Our Brain

Welcome to The Good Life with Kat and Nat!

Today we will explore one of the top goals for us human beings – happiness. Many of our behaviours are driven by the quest for happiness, but the feeling we get from positive experiences is often temporary. So, how can we nourish more sustainable happiness in our lives?

In this video blog, we’ll discuss the chemicals our brain produces that flood our body with good feelings: serotonin, endorphins, oxytocin, and dopamine. We’ll explore what these chemicals do, how they contribute to our well-being and happiness, and ways to increase their production in our bodies.

Let’s get started! Click here to watch the video.

Should You Delay Drawing Your Old Age Security?

One thing we know for sure, people are retiring in numbers Stats Canada would liken to the original Baby Boom.

The number of Canadians who retired jumped almost 50 percent in the last year, according to recent data from Statistics Canada.
“The youngest baby boomers are the biggest demographic cohort, and they’re starting to get to retirement age,” said Pedro Antunes, chief economist at the Conference Board of Canada.

In August, Statistics Canada released data showing a record-high 307,000 Canadians had retired over the previous 12 months, up from 233,000 a year earlier. That flood could well continue: Statistics Canada also reported that, in August, 11.9 cents of permanent employees were planning to leave their jobs within the next 12 months, 5.5 percentage points higher than in January.

Whether it’s age or Covid related angst or we are done with the day-to-day stress of work life when we draw our “Old Age Security,” it is something we should take into consideration. And by the way, is it just me, or do you take offense to “ Old Age Security”? My, have times changed.
-Natalie

Should you delay your OAS pension?

Last summer, Old Age Security (OAS) benefits permanently increased for the first time in almost 50 years. The payment increase is 10% and applies to seniors aged 75 and older.

This increase gets a further boost when seniors delay starting their OAS benefits. Monthly payments increase by 0.6% for each month you delay payments beyond the traditional age 65 start date. That’s a 7.2% increase for a one-year delay and a 36% increase for the maximum five-year delay at age 70.

Reasons to delay OAS payments

If you work beyond age 65, it often makes sense to delay OAS payments since you likely don’t need the pension income.

If you have retired by 65, the main reason to delay OAS payments is simply to gain additional financial security at older ages. You’ll receive a higher monthly benefit that’s indexed to inflation and guaranteed for life.

Why start at age 65?

Anyone who needs OAS benefits at age 65 to help support their retirement has an easy decision to begin when eligible.

Even if the income isn’t needed, there are several reasons to start at 65. It means drawing down less from retirement savings, which may leave more assets as an inheritance. Beginning payments at 65 ensures money isn’t left on the table if a retiree doesn’t live long enough to benefit from increased payments at older ages. In addition, retirees who expect their mandatory Registered Retirement Income Fund (RRIF) withdrawals to result in a clawback of OAS benefits at age 71 may want to start receiving OAS payments at 65.

Palentine’s Day: Celebrating Friendship and Inclusivity

Welcome to our video blog about Palentine’s Day! This special day is all about celebrating the amazing friendships in our lives and promoting a sense of inclusivity and community. Instead of focusing on romantic love, Palentine’s Day is an opportunity to appreciate the love and support of our friends and show them just how much they mean to us.

Whether you’re single, in a relationship, or somewhere in between, Palentine’s Day is a chance to spread love and positivity to those around you. So grab your besties and get ready to celebrate!

And speaking of celebrating, have you ever had a secret admirer on Palentine’s Day? This year, we encourage you to think about who your secret admirer might be. Who in your life deserves some extra love and appreciation? Is it a friend who always has your back, a coworker who makes you laugh, or a family member who you admire?

Whatever you choose to do this Palentine’s Day, remember that it’s all about celebrating the wonderful people in our lives and spreading love and positivity. So let’s get started and make this Palentine’s Day one to remember!

Click here to watch the video. 

Sugar, Spice, and Everything Nice: Finding Comfort in Homemade Goodies this February

No matter how old I am, how much the wiser I get, around the consumption of sugar, I still can’t resist a little something now and again. I think of the month of February as the month of comfort food, and that includes goodies as well.

Simple guilty pleasures that are easy to make and give out to friends and neighbours. It makes me smile and feel good! A win for sure.

Enjoy the warmth of giving and the satisfaction of the flavours. 

Click the link now to view the full list of 60 easy and delicious last-minute homemade Valentine’s Day treats and impress your loved ones today!

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